There are many different ways you can use our services – to search for and share
information, to communicate with other people or to create new content. When you
share information with us, for example by creating a Rational Savings Account, we
can make those services even better – to show you more relevant search results and
ads, to help you connect with people or to make sharing with others quicker and
easier. As you use our services, we want you to be clear how we’re using information
and the ways in which you can protect your privacy.
Our Privacy Policy explains:
- What information we collect and why we collect it.
- How we use that information.
- The choices we offer, including how to access and update information.
We’ve tried to keep it as simple as possible, provided if you’re familiar with terms
like cookies, IP addresses, pixel tags and browsers. Your privacy matters to Rational
Savings so whether you are new to Rational Savings or a long-time user, please do
take the time to get to know our practices. For better understanding please go through
our FAQ’s.
OVERVIEW:
We are committed to respecting Your online privacy. We further recognize Your need
for appropriate protection and management of any Personal Information You share
with us.
In order to fully use the services of this Website or Application, You are required
to register Yourself by providing the following information which inter alia includes:
- Personal Information (Name, Email ID, Contact Number, etc.)
INFORMATION COLLECTED:
We may collect the following information:
- Personal data of the User such as, but not limited to, Your name, Your address,
Your age, Your email address and Your Phone Number.
- Tracking Information such as, but not limited to the IP address of Your device when
connected to the Internet.
- Geographic location of the User to display relevant advertisements, etc.
- Web browsing activity related to ecommerce, page content from ecommerce pages. We
use this data for notifying price drops, related offers and deals, trending products,
order status.
- Screen resolution and RAM capacity of your device.
- Web browsing activity related to non-ecommerce to enable Us to identify and advertise
relevant products and services to you
- Access and use applications such as Calendar, Contacts, Phone's Camera, Call log
etc., as detailed in our Application from time to time.
COOKIES:
We use data collection device known as "cookies" at certain stages of use of Our
Website/ Application. "Cookies" are small files situated on Your mobile/ computer/
device's hard disk that assist Us in providing customised services. A cookie helps
us analyse your preferences by, for example, recording the number of times you have
used the Website / Application, and help us in tailoring our services to suit your
interests. Further, there are certain features of the Website / Application that
are available only through the use of a "cookie". These "cookies" may be used whether
You register on the Website / Application or not. However, a "cookie" does not give
Us access to your device. You may choose to disable the "cookie" feature on Your
device. But this may prevent full utilization of the services provided by the Website
/ Application.
BROWSER ADD-ON:
Add-On/Extensions are small software programs that can modify and enhance the functionality
of browsers. You can add Rational Savings Extensions to your browser (Chrome, Firefox
etc.) for a more personalised experience like better price comparison, exclusive
coupons, trending products, price drop alerts etc. Add-On / Extension can access
your data on all the websites you visit, the tabs and the browsing activity of the
browser. Add-on / Extension is stored locally to provide a better user experience
for You. We would capture your email address so as to notify you with relevant information.
We would capture your geographic location so as to notify You about the availability
of products and services near to Your location. We would capture the screen resolution
and RAM capacity of your device to provide a better user experience for You. Please
refer to clause 3 for complete information regarding data we collect through browser
extension. All the data captured is transmitted securely as mentioned in clause
12 below.
EXTERNAL LINKS ON THE WEBSITE / APPLICATION:
The Website/Application includes coded links to third party affiliates and may include
advertisements hyperlinks to other websites, applications, content or resources.
We have no control over such external links present in the Application, which are
provided by persons or companies other than Us. You acknowledge and agree that We
are not responsible for any collection or disclosure of your Personal Information
by any external sites, applications, companies or persons, nor do We endorse any
advertising, products or other material on or available from such external application,
websites or resources. You further acknowledge and agree that We are not liable
for any loss or damage which may be incurred by You as a result of the collection
and/or disclosure of Your personal information by external applications, sites or
resources, or as a result of any reliance placed by You on the completeness, accuracy
or existence of any advertising, products or other materials on, or available from
such applications, websites or resources. This external application, websites and
resource providers may have their own privacy policies governing the collection,
storage, retention and disclosure of Your Personal Information that You may be subject
to. We recommend that when You enter the external application or website, you should
review their privacy policy. We allow third parties/individuals to display advertisements
when you use the Website/ Application.
OUR USE OF YOUR INFORMATION:
The information provided by You at the time of registration shall be used to contact
You when necessary. For more details about the nature of such communications, please
refer to Our Terms of Service. Further, Your personal data and Sensitive Personal
Information may be collected and stored by Us for internal record. All such data
is transmitted securely.
We use Your tracking information such as IP addresses to help identify you and to
gather broad geographic information. We may release your Personal Information to
a third-party in order to comply with a Court Order or other similar legal procedure,
or when we believe in good faith that such disclosure is necessary to comply with
the law; prevent imminent physical harm or financial loss; or investigate or take
action regarding illegal activities, suspected fraud, or violations of Our Terms
of Use. We may disclose Personal Information to parties in compliance with our Copyright
Policy as mentioned in the Terms of Use as we in our sole discretion believe necessary
or appropriate in connection with an investigation of fraud, intellectual property
infringement, piracy, or other unlawful activity. In case We are acquired by or
merged with another company, We shall transfer information disclosed by You and
information about You to the company we are acquired by or merged with. In the event
of a merger or acquisition, We shall notify You by email/by putting a prominent
notice on the Website/ Application before Your Personal Information is transferred
and becomes subject to a different privacy policy.
CONFIDENTIALITY:
You further acknowledge that this Website/ Application may contain information which
is designated confidential by Us and that you shall not disclose such information
without our prior written consent.
Your information is regarded as confidential and therefore shall not be divulged
to any third party, unless if legally required to do so to the appropriate authorities,
or if necessary to ensure Users may fully avail of the services of the Application.
We shall not sell, share, or rent your personal information to any third party or
use your e-mail address for unsolicited mail. Any communication by Us to You shall
be undertaken in accordance with Our Terms of Service and Privacy Policy.
DISCLOSURE OF YOUR INFORMATION TO THIRD PARTIES:
Due to the existing regulatory environment, We cannot ensure that all of your Personal
Information shall never be disclosed in ways other than those described in this
Privacy Policy. For example, but without limiting and foregoing to, We may be forced
to disclose Your Personal Information to the government, law enforcement agencies
or other Third Parties. Under certain circumstances, Third Parties may unlawfully
intercept or access transmission or private communications, or abuse or misuse Your
Personal Information that they may collect from our Website/ Application. Therefore,
although we use industry standard practices to protect your privacy, we do not promise,
and you should not expect, that your personally identifiable information or private
communications would always remain private.
As a matter of policy, we do not sell or rent any Personal Information about You
and/or disclosed by You to Third Parties.
- External Service Providers: There may be a number of services offered by
external service providers that help You use our Application. If You choose to use
these optional services, and in the course of doing so, disclose information to
the external service providers, and/ or grant them permission to collect information
about You, then their use of Your information is governed by their privacy policy.
- Other Corporate Entities: We share much of our data, including Your Personal
Information, with Our parent company/ subsidiaries/ online and offline business
affiliates that are committed to serving Your needs through use of Our Application
and related services, throughout the world. Such data shall be shared for the sole
purpose of enhancing Your experience of using Our Services. To the extent that these
entities have access to your information, they shall treat it at least as protectively
as they treat information they obtain from their other members. It is possible that
We and/or its subsidiaries, or any combination of such, could merge with or be acquired
by another business entity. Should such a combination occur, you should expect that
we would share some or all of your information in order to continue to provide the
service. You shall receive notice of such event (to the extent it occurs).
- Law and Order: We cooperate with law enforcement inquiries, as well as other
third parties to enforce laws, such as: intellectual property rights, fraud and
other rights. We can, and You so authorise Us, disclose Your Personal Information
to law enforcement and other government officials as We, in Our sole discretion,
believe necessary or appropriate, in connection with an investigation of fraud,
intellectual property infringements, or other activity that is illegal or may expose
Us/ Us or You to any legal liability.
Any information that you make publicly available on the site may be potentially
viewed by any party, and by posting such material it is deemed that you consent
to share such information with such parties. You may request details of Your Personal
Information collected and/ disclosed by Us. Such a request may be made under the
Information Technology Act, 2000. If You would require such details, please email
us at admin@rationalsavings.com.
ACCESSING, REVIEWING AND CHANGING YOUR PROFILE:
Following registration, You can review and change the information You submitted
at the stage of registration. If you believe that any information we are holding
on you is incorrect or incomplete, please write to or email us as soon as possible,
at admin@rationalsavings.com. We shall promptly correct any information found to
be incorrect. We shall retain in Our files information You have requested to remove
for certain circumstances, such as to resolve disputes, troubleshoot problems and
enforce Our terms and conditions. Further, such prior information is never completely
removed from Our databases due to technical and legal constraints, including stored
'back up' systems. Therefore, You should not expect that all of Your personally
identifiable information shall be completely removed from our databases in response
to Your requests.
CONTROL OF YOUR PASSWORDS
When You register on the Website/Application, You shall be asked to choose a password.
You are entirely responsible for maintaining the confidentiality of Your password.
It is important that You protect it against unauthorised access of Your account
and information by choosing Your password carefully, keeping Your password and device
secure by signing out after using Our services and exercising caution in disclosing
Your password if needed. You agree not to use the account, username, email address
or password of another User at any time. Further, if You choose to disclose Your
password to any Third Party, You are solely responsible for all actions taken with
Your account information and password, including fees. If You lose control of Your
password, You may lose substantial control over Your Personal Information and may
be subject to legally binding actions taken on Your behalf. Therefore, in the event
of loss of Your password, You should immediately change Your password. Further,
You agree to notify Us immediately if You suspect any consistent unauthorized use
of Your account or access to Your password even after changing it.
As a measure of additional security level, we propose to use transaction password
to manage your financial transactions. You must keep it safe and handful to you
only, as it is different from your login password and will be required only when
you are performing specific financial transactions. At the time registration, you
will be sent a system generated transaction password to your registered email address.
You have control over the transaction password by using facilities like Change Transaction
Password or Forgot Transaction Password. You must provide valid email address to
avail these facilities.
SECURITY:
We treat data as an asset that must be protected against loss and unauthorised access.
We employ many different security techniques to protect such data from unauthorised
access by members inside and outside Rationalsavings.com. We follow generally accepted
industry standards to protect the Personal Information submitted to Us and information
that we have accessed. However, “perfect security” does not exist on the Internet.
You therefore agree that any security breaches beyond the control of Our standard
security procedures are at Your sole risk and discretion.
INDEMNITY:
You agree and undertake to indemnify us in any suit or dispute by any Third Party
arising out of disclosure of Personal Information by You to Third Parties either
through Our Application or otherwise and Your use and access of websites, applications
and resources of Third Parties. We assume no liability for any actions of Third
Parties with regard to Your Personal Information, which You may have disclosed to
such Third Parties.
SEVERABILITY:
Each paragraph of this privacy policy shall be and remain separate from and independent
of and severable from all and any other paragraphs herein except where otherwise
expressly indicated or indicated by the context of the agreement. The decision or
declaration that one or more of the paragraphs are null and void shall have no effect
on the remaining paragraphs of this privacy policy.
AMENDMENT:
Our Privacy Policy may change from time to time. We shall post any privacy policy
changes on the homepage of the Website.
DISCLAIMER:
We cannot ensure that all of Your private communications and other personal information
shall never be disclosed in ways not otherwise described in this Privacy Policy.
Therefore, although We are committed to protecting Your privacy, We do not promise,
and You should not expect, that Your personal information shall always remain private.
As a User of the WebsiteApplication, You understand and agree that You assume all
responsibility and risk for Your use of the Application, the internet generally,
and the documents You post or access and for Your conduct on and off the Website/Application.